Last updated: September 2026
Yes, you can make a career change at 40, or even at 49. I did. Start with the skills you already have, add one credential that fills the gap, and aim for a role where your years of experience count as a plus. In June 2026, at 49, I became a project manager building new loan products for a large mortgage company.
Four years before that, my life looked very different.
I had just been laid off.
I was over 400 pounds.
I was deep in debt.
And I was taking care of myself and my son completely alone while he was away at college.
If you’re over 40 and wondering if it’s too late to start over, I want you to hear this clearly: it’s not.
Let’s get into it.
For years, I was a loan officer, and sales was my life. It was stressful. It was hard work. Some days it was just plain hard. And I was burned out.
So I moved into mortgage operations as an underwriter. Then in 2022, everything changed.
The layoff. Mortgage rates climbed fast in 2022. The average 30-year rate passed 6% for the first time in over a decade, and lenders cut thousands of jobs as loan volume dropped (Forbes). I was one of them.
The survival years. I was desperate, so I took a lower-paying sales job as a loan officer. Then I added a second job, a remote marketing role. I worked both and threw everything I could at my debt. As of September 2026, I’ve paid off $45K.
The pivot. While I was working two jobs, I got certified in project management. In June 2026, I was hired as a project manager at a large mortgage company, building new loan products.
Here’s the truth: that job didn’t come from one lucky break. It came from everything I already had, plus one new skill.
No. And the research backs that up.
A study by the American Institute for Economic Research found that 82% of people who tried a career change after age 45 made a successful transition. Some took a pay cut at first, then worked their way back up.
That was me. I took a step down in pay to keep going. It wasn’t the end of my career. It was the bridge to my next one.
You have more than you think. When I looked at my own list, it was long:
Every one of those helped me land my new job.
Try this: Write down 10 things you know how to do at work. Don’t skip the “small” ones.
You don’t have to start from zero. Look for a new role that uses what you already know in a new way.
I didn’t leave the mortgage world. I moved from selling and approving loans to building new loan products. Same industry, brand-new career.
Figure out what’s missing between you and the job you want, then close that one gap. For me, it was a project management certification. It showed I could lead projects, not just work on them.
Changing careers takes time. A steady paycheck buys you that time.
I worked two jobs while I trained and paid down debt. It wasn’t glamorous. But it kept me moving forward instead of starting over again.
Being over 40 is not a weakness in an interview. It’s proof. You’ve handled deadlines, hard people, mistakes, and change. Say that out loud.
You’re usually more qualified than you think, especially because of your experience.
If you’re organized, good with people, and good at solving problems, project management is worth a look.
Best of all, almost every industry needs project managers. So you can often stay in the world you already know, just like I did.
I get it. My biggest fear was starting over in 2022. I was laid off, in debt, over 400 pounds, and doing it all alone.
What got me through was one belief: it is never too late, and I can still learn new things.
So here’s what I want you to know:
Want the bigger picture? Read Starting Over at 40: 5 Ways to Reinvent Your Life, see my full story in numbers, or read how I paid off my first $33K of debt.
No. A study by the American Institute for Economic Research found that 82% of people who tried a career change after 45 succeeded. Your experience is an asset, not a problem.
No. I started my new career as a project manager in June 2026, at 49. My years in the mortgage industry were a big reason I got the job.
Start with your transferable skills, the things you already do well at work. Then add one credential or class that fills the gap, and look for a role that connects your old experience to the new field.
Look for roles that value life experience and don’t require starting over. Project management is a strong option: it pays a median of $102,320 a year, and it’s needed in almost every industry.
It depends on the gap you need to close. For me, it took about four years from my 2022 layoff to my new career, while working two jobs and paying off debt.
My career change didn’t start because I felt ready.
It started because I decided I wasn’t done.
Take inventory.
Build your bridge.
Take the next step.
Ready to plan your own pivot? Book the 6-Week Strategy Session and we’ll map it out together. Or start with the free Glow Assessment.
With love and confidence,
Jax
Age 49, Down 200 lbs naturally.
90 more pounds to loose.
My early 6am Saturday morning routine including stretching, strength training, quick breakfast and walking.
Wake 5am
Hydrate
Wash Face
Brush Teeth
Check Emails
Dress
Stretch
Vibration Plate
Gym 6am
Weight Machines
Sauna
Breakfast-Cold Brew Black & Egg Bites
Home
News
Walk Outside
Then 8am ready for the day 👟♥️😘
Come follow and join the party for real life midlife motivation and inspiration in wellness, weight loss, mindset and lifestyle.
Soon to come a midlife women`s glow-up online community and glow-up retreats in Charleston SC.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Oh and remember it is never too late to create a life and lifestyle you love.
Live a life you’d want to live twice.
Love, Jax
#womenover40
#midlifereinvention
#weightlossjourney
#transformyourlife
#midlifewomen
I have lost 200 lbs naturally.
I have obtained a new corporate position make $35k more per year in project management and this is what I`m implementing at my in person job for wellness, longevity and weight loss.
✅ stand-up desk
✅ elliptical under the desk
I am going to search for a stand-up desk on facebook marketplace to save money. I am going to get a life pro elliptical from Amazon.
Hope this helps anyone looking to improve their health while having a sedentary job.
I have another 90 lbs to lose and hopefully this will help some to get me there.
Follow me for real life midlife, women over 40 motivation and inspiration in wellness, weight loss, mindset and lifestyle.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Oh and remember it is never too late to create a life and lifestyle you love.
Live a life you’d want to live twice.
Love, Jax
#womenover40
#midlifereinvention
#wellnessjourney
#healthylifestyle
#midlifewomen
Please answer the poll, I need your help.
If you could create your dream life in midlife what would you focus on the most?
Age 49, Down 200 lbs naturally, paid down $45k in debt, new career in project management, life coach certified. This is by far my best, highest and most productive season of my life.
Midlife-My best season yet...
Come follow and join the party for real life motivation and inspiration in wellness, weight loss, mindset and lifestyle.
Soon to come a midlife women`s glow-up online community and glow-up retreats in Charleston SC.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Oh and remember it is never too late to create a life and lifestyle you love.
Live a life you’d want to live twice.
Love, Jax
#womenover40
#midlifereinvention
#weightlossjourney
#healthylifestyle
#midlifewomen
Age 49, Down 200 lbs naturally, paid down $45k in debt, new career in project management, life coach certified. This is by far my best, highest and most productive season of my life.
Midlife-My best season yet...
Come follow and join the party for real life motivation and inspiration in wellness, weight loss, mindset and lifestyle.
Soon to come a midlife women`s glow-up online community and glow-up retreats in Charleston SC.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Oh and remember it is never too late to create a life and lifestyle you love.
Live a life you’d want to live twice.
Love, Jax
#womenover40
#midlifereinvention
#glowupafter40
#transformyourlife
#midlifewomen
Starting to plan a trip solo to Charleston SC in January or February.
Flying this time.
Now is my time and I`m going to make each moment count.
Follow me for real life motivation and inspiration in wellness, weight loss, mindset and lifestyle.
I hope you have an amazing day today and I look forward to meeting you in my future community, retreats or here online in the comments.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Oh and remember it is never too late to create a life and lifestyle you love.
Live a life you’d want to live twice.
Love, Jax
#womenover40
#midlifereinvention
#glowupafter40
#transformyourlife
#midlifewomen
Midlife awakening and midlife reinvention I a real thing.
I did not have a midlife crisis…I had a midlife glow-up.
I have lost nearly 200 lbs mostly naturally.
I have paid off over $45K in debt as a single mom, single income household with a son away in college.
I have obtained a new corporate position make $35k more per year.
I have become a certified life coach by The Life Coach School.
All of these milestones the last 4 years have completely upgraded my confidence and mindset and growth as a woman over 40.
I feel like I have really come to my own and created my dream life. I am still working and creating my dream life everyday.
I have another 90 more pounds to loose. I want to work on certifications for my career and here online. Nutrition and Wellness Certifications I am working on with NASM. I want to become a Master Certified Life Coach.
I want to continue to help women over 40 all over the world to create the life of their dreams with support and a strong community. I want to create a monthly paid online community and app and in-person midlife glow-up retreats. I want to reach more women on my free podcast and free weekly newsletter.
I want to help you, my friend.
Follow me for real life motivation and inspiration in wellness, weight loss, mindset and lifestyle.
I hope you have an amazing day today and I look forward to meeting you in my future community, retreats or here online in the comments.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Oh and remember it is never too late to create a life and lifestyle you love.
Live a life you’d want to live twice.
Love, Jax
#womenover40
#midlifereinvention
#glowupafter40
#transformyourlife
#midlifewomen
I lost 198 lbs in the last 4 years naturally as a single mom, working full time in corporate finance.
I was on weight loss medication for 3 months, got off it because of cost and side effects.
I have anther 90 lbs to go to reach my goal weight.
Back at the gym after 3 months off.
Hope this helps someone move their body today.
Follow for midlife wellness, lifestyle, & mindset inspiration and motivation.
Love, Jax
#midlifewellness #weightlossjourney #womenover40 #healthylifestyle #midlifereinvention
I lost 198 lbs in the last 4 years naturally as a single mom, working full time in corporate finance.
I was on weight loss medication for 3 months, got off it because of cost and side effects.
I have anther 90 lbs to go to reach my goal weight.
This is my meal plan for 9/14-9/18.
Hope this helps..
Follow for midlife wellness, lifestyle, & mindset inspiration and motivation.
Love, Jax
#midlifewellness #weightlossjourney #womenover40 #healthylifestyle #midlifereinvention
Your subconscious mind is always listening. Every thought you repeat becomes a belief. Every belief becomes your reality. If you keep focusing on what`s missing, the bank account, the age, the excuses, that`s exactly what you`ll keep creating more of.
These were my early morning thoughts this morning on my sunrise walk in the Metroparks here near Cleveland Ohio.
I hope you have an amazing day today.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Follow to get inspired to transform and reinvent into the woman of your dreams.
It is never too late!
Love, Jax
#womenover40
#midlifereinvention
#glowupafter40
#transformyourlife
#midlifewomen
I lost 200 lbs in the last 4 years naturally as a single mom, working full time in corporate finance.
I was on weight loss medication for 3 months, got off it because of cost and side effects.
I have anther 80 lbs to go to reach my goal weight.
My supplements I take:
Loam Fiber Powder, Electroytes (sugar free), Pearl Powder in Water with Ice.
Lifecykel Mushroom Oils in black expresso
Vitamin D3K2
Omega 3
Fatty 15
NMN
Floraster Probiotic
Today’s Food
Breakfast: Homemade Protein Bars (27g protein, 12g finer, 6g sugar)
Lunch: Chipotle Chicken (Costco), cilantro lime cauliflower rice
Dinner: Factor Meal with Fresh Blueberries
Movement Today:
4:30am
Stretching
Vibration Plate
Arm-Dumbbells
Squats
Lunges
Disstastis Recti
Walk 35 min. (Japanese Style)
12:30pm After Lucnh
Walk 20 min. (Japanese Style)
6pm After Dinner
Walk 20 min. (Japanese Style)
8pm
Thigh Master 20 min. while reading/watching tv
Follow for midlife wellness, lifestyle, & mindset inspiration and motivation.
Love, Jax
#midlifewellness #weightlossjourney #womenover40 #healthylifestyle #midlifereinvention
I lost 200 lbs in the last 4 years naturally as a single mom, working full time in corporate finance.
I was on weight loss medication for 3 months, got off it because of cost and side effects.
I have anther 80 lbs to go to reach my goal weight.
My supplements I take:
Loam Fiber Powder, Electroytes (sugar free), Pearl Powder in Water with Ice.
Lifecykel Mushroom Oils in black expresso
Vitamin D3K2
Omega 3
Fatty 15
NMN
Floraster Probiotic
Today’s Food
Breakfast: Homemade Protein Bars (27g protein, 12g finer, 6g sugar)
Lunch: Chipotle Chicken (Costco), cilantro lime cauliflower rice
Dinner: Factor Meal with Fresh Blueberries
Movement Today:
4:30am
Stretching
Vibration Plate
Arm-Dumbbells
Squats
Lunges
Walk 35 min. (Japanese Style)
12:30pm After Lucnh
Walk 20 min. (Japanese Style)
6pm After Dinner
Walk 20 min. (Japanese Style)
8pm
Thigh Master 20 min. while reading/watching tv
Follow for midlife wellness, lifestyle, & mindset inspiration and motivation.
Love, Jax
#midlifewellness #weightlossjourney #womenover40 #healthylifestyle #midlifereinvention
I lost 200 lbs in the last 4 years naturally as a single mom, working full time in corporate finance.
I was on Zepbound for 3 months, got off it because of cost and side effects.
I have anther 80 lbs to go to reach my goal weight.
My supplements I take:
Loam Fiber Powder, Electroytes (sugar free), Pearl Powder in Water with Ice.
Lifecykel Mushroom Oils in black expresso
Vitamin D3K2
Omega 3
Fatty 15
NMN
Probiotic/Prebiotic
Today’s Food
Breakfast: Homemade Protein Bars (27g protein, 12g finer, 6g sugar)
Lunch: Chipotle Chicken (Costco), cilantro lime cauliflower rice
Dinner: Factor Meal with Asparagus
Movement Today:
4:30am
Stretching
Vibration Plate
Arm-Dumbbells
Squats
Lunges
Walk 35 min. (Japanese Style)
12:30pm
Walk 20 min. (Japanese Style)
6pm
Walk 20 min. (Japanese Style)
8pm
Thigh Master 20 min. while reading/watching tv
Follow for Midlife wellness, lifestyle, & mindset inspiration and motivation.
Love, Jax
#midlifewellness #weightlossjourney #womenover40 #healthylifestyle #midlifereinvention
High-protein breakfast bars that don’t taste like cardboard? Say less. 🍫✨
I’ve been perfecting these homemade protein bars for a long time and I’m finally sharing the recipe — 25g protein, 12g fiber, and 5g creatine per bar, made with clean ingredients like peanut butter, cashew butter, and no added sugar. Basically breakfast met dessert and they had a baby.
Perfect for busy mornings, post-workout fuel, or when you need a midlife-metabolism-friendly snack that actually keeps you full. No fancy equipment, no baking — just mix, press, chill, and go.
Follow me for more high protein recipes, gut health tips, and midlife wellness hacks (minus the boring stuff nobody asked for).
Comment “RECIPE” below and I’ll send you the full tecipe with all ingredient links! 💌
#womenover40 #CleanEatingRecipes #ProteinSnacks #MidlifeWellness #healthylifestyle
✨ Make Midlife Your Best Chapter!
Daily glow chat...
How I make midlife my best chapter yet.
Here are my tip for you:
Be more spontaneous 🎉
I am here to be a light in a season that can be looked at as stressful and lonely and depressing.
This should not be the case.
These tips are a field guide for the empty-nest, midlife, reinvention-ready woman.
🌸 Let`s glow in midlife together...
Love, Jax
#midlifewomen
#transformyourlife
#womenover40
#emptynest
#midlifejourney
✨ Make Midlife Your Best Chapter!
Daily glow chat...
How I make midlife my best chapter yet.
Here are my tip for you:
Redesign your home 🏡
I am here to be a light in a season that can be looked at as stressful and lonely and depressing.
This should not be the case.
These tips are a field guide for the empty-nest, midlife, reinvention-ready woman.
🌸 Let`s glow in midlife together...
Love, Jax
#midlifewomen
#transformyourlife
#womenover40
#emptynest
#midlifejourney
#travelandlifestyle #traveldiaries #midlifelifestyle #over40lifestyle #midlifetravel
I lost over 190 lbs, paid off $45K in debt, and completely rebuilt my life starting at 44, as a single mom, working full time in corporate finance.
…Why follow me
Real talk on health/weight loss after 40 that isn`t extreme or unsustainable
Money and debt payoff strategies that work on a real income, not a trust fund
Mindset and self-development tools from actual coaching training, not just platitudes
A peek into real estate/investing as you build that path too
A little style, beauty, and confidence-building along the way
The podcast and newsletter (The Midlife GlowGetter) and blog as the deeper-dive home base - check out my link in bio.
Follow along — this is just the beginning of my best chapter, and I want you to have yours too.
Love, Jax
#midlifewomen
#transformyourlife
#womenover40
#emptynest
#midlifejourney
Make Midlife Your Best Chapter!
Daily glow chat...
How I make midlife my best chapter yet.
Here are my tip for you:
1 Guard your calendar 📆
I am here to be a light in a season that can be looked at as stressful and lonely and depressing.
This should not be the case.
These tips are a field guide for the empty-nest, midlife, reinvention-ready woman.
Let`s glow in midlife together...
Love, Jax
#midlifewomen
#transformyourlife
#womenover40
#emptynest
#midlifejourney
Down 199 lbs naturally in my 40’s.
Paid down $45k in debt.
This is how I transformed my midlife.
Now empty nester & single. I’m still not done. 80 more lbs to go. Want to create a community of like minded midlife women wanting to transform their life into the life of their dreams.
Podcast - The Midlife Glowgetter
Website: www.jaxstys.com
Free Newsletter & Guides in link in bio.
Soon to come glowgetter retreats in SC & CO.
Follow to get inspired to transform and reinvent into the woman of your dreams.
It is never too late!
Love, Jax
#womenover40
#midlifereinvention
#glowupafter40
#transformyourlife
#midlifewomen
